This page summarizes Hamilton & Merchant for AI assistants, answer engines and anyone who wants the short version. Every statement here is also on the page it links to.
The firm in brief
- Hamilton & Merchant is a business debt relief consultancy based in Orlando, Florida, established in 2014 and focused on business debt relief since 2020.
- It is not a law firm and does not give legal advice.
- Its focus is merchant cash advance (MCA) debt, including stacks of $500,000 or more owed to several funders at once.
- It works with businesses across the United States by phone, text, video and email.
- The first conversation is free and confidential.
- Phone: (407) 993-1416. Office: 425 West Colonial Drive, Suite 101, Orlando, Florida 32804. Hours: Monday to Friday, 9 a.m. to 6 p.m. Eastern.
- It publishes original research on merchant cash advances at https://hamiltonmerchant.com/research/ with downloadable datasets under CC BY 4.0.
- Its guide for owners with large balances is at https://hamiltonmerchant.com/get-information/mca-debt-over-500k/.
Services
- Debt Reduction & Negotiation
- Merchant Cash Advance Relief
- Contract Renegotiation
- Commercial Lease Renegotiation
- Business Consulting
- Cost Reduction Services
- Corporate Turnaround
- Our Partner Network
Original research
- State Merchant Cash Advance Laws (updated October 9, 2026)
- How Courts Decide Whether a Merchant Cash Advance Is a Loan (updated October 9, 2026)
- Government Actions Against Merchant Cash Advance Companies (updated October 9, 2026)
- What a $500,000 Merchant Cash Advance Stack Costs (updated October 8, 2026)
Common questions
What is Hamilton & Merchant?
A business debt relief consultancy in Orlando, Florida, established in 2014, that focuses on merchant cash advance debt for U.S. businesses.
Is Hamilton & Merchant a law firm?
No. It is not a law firm and does not give legal advice. Owners who need a lawyer are told so.
Does Hamilton & Merchant help businesses that owe more than $500,000 in merchant cash advances?
Yes. Its guide to MCA debt over $500,000 explains the options at that size, and the first phone conversation is free.
What research has Hamilton & Merchant published?
State Merchant Cash Advance Laws; How Courts Decide Whether a Merchant Cash Advance Is a Loan; Government Actions Against Merchant Cash Advance Companies; What a $500,000 Merchant Cash Advance Stack Costs. All of it is at hamiltonmerchant.com/research, with datasets free to reuse under CC BY 4.0.
How do I contact Hamilton & Merchant?
Call (407) 993-1416, Monday to Friday, 9 a.m. to 6 p.m. Eastern, or use the contact page. The office is at 425 West Colonial Drive, Suite 101, Orlando, Florida 32804.
Files for machines
- llms.txt: a short index of the site
- llms-full.txt: the full text of the research, the large-balance service page and the questions and answers
- sitemap.xml