Get Help
Six services we run directly and two we coordinate end to end with partners. One free conversation to work out which of them, if any, fits your business.
The Get Help section covers the work Hamilton & Merchant does for distressed businesses. Most of it we execute directly: debt negotiation, contract and lease renegotiation, business consulting, cost reduction, and MCA intervention. Bankruptcy, litigation, tax defense, and full turnaround we coordinate with a vetted partner network and stay in the room when we do.
We do not lead with a product recommendation. We start with a conversation about what is actually happening in the business, what the fuller picture looks like, and whether we are the right firm to help with both the debt and the operating side alongside it. If you are not sure which of these you need, that is the most common situation we walk into. Start with the free diagnostic or call (407) 993-1416.
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01
Debt Reduction & Negotiation
We sit across the table from your creditors and push the number down — principal, interest, fees, payoff terms. Not a referral. We run the negotiation ourselves, and we push hard until the best reachable outcome is on the table.
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02
Merchant Cash Advance Relief
Daily and weekly MCA withdrawals are choking your revenue. We intervene directly with the funder — restructure, settle, or unwind — and we fix the spending patterns that let the stack pile up in the first place.
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03
Contract Renegotiation
Vendor contracts, supplier agreements, service subscriptions, processor terms. Most of them are negotiable and most owners never try. We rewrite the contracts that are quietly bleeding your business every month.
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04
Commercial Lease Renegotiation
Rent is often the single largest fixed cost in a distressed business — and landlords would rather renegotiate than replace you. We negotiate reductions, deferrals, restructures, and, when needed, clean exits.
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05
Business Consulting
Debt is almost never the real problem. Pricing, margin, staffing, product mix, owner discipline — that is where the bleeding starts. We consult directly on the operating decisions that created the crisis, so it does not repeat.
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06
Cost Reduction Services
Insurance, payment processing, telecom, freight, software, payroll services — nearly every business is overpaying on at least three of them. A direct cost audit usually finds real cash inside 30 days.
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07
Corporate Turnaround
When the business is structurally broken — not just cash-tight — we run point on a full turnaround, bringing in our partner network of CROs, forensic accountants, and restructuring specialists. You still run the company. We make sure it survives.
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08
Our Partner Network
Bankruptcy, litigation, tax defense, forensic accounting, SBA workouts — the work that requires a license we do not hold. We bring in vetted partners, stay in the room, and keep the engagement honest. You are never handed off and forgotten.
Not sure which one you need?
Start with a free conversation, thirty minutes on the phone or a text exchange, and we will share what we see and which of these services fits your situation. Get a free consultation
One conversation.
Thirty minutes on the phone, confidential and direct. You walk us through the debts and what is happening in the business. We tell you what we see, which options fit, and whether we are the right firm to run them. No pitch, no upfront fees.